What Does Liability Insurance Cover?

Auto liability insurance is a two-fold plan that covers both property damage as well as personal injury protection and medical bills. These are separate entities that are legally required with us at Welborn GMC Of Cartersville. This covers expenses from injuries to yourself to other people, if you, the Rome driver is at fault. If you are still wondering how does liability insurance works, visit us at Welborn GMC Of Cartersville to talk with our finance center today.

How Does Liability Insurance Work?

What does liability coverage pay for, and what are the actual limits? Though there are minimum limits set by the state, you can set your limits based on your comfort and financial situation and the degree of bodily injury and property damage. Here are some elements that liability insurance covers in the Acworth or the Canton area:

Limits for Bodily Injury

• Lost earnings
• Any long-term nursing care that may be needed
• Funeral expenses in the event of a fatal accident
• Medical and hospital bills
• Rehab
• Pain and suffering

Limits for Property Damage

• Vehicle damage
• General property damage (house, personal property, etc.)
• Pets
• Repair expenses
• Necessary part replacement

Remember that the victim is covered for the elements above, rather than the driver at fault. It is important to set proper limits on your liability coverage that aligns with the amount you can offer.

Liability Coverage Limits

When setting up the plan with our financial advisors, you should be aware of the coverage limits. These limits can either be split or housed as a single limit. Learn more about the liability limits, or get a head start by applying for financing:

• A split limit can allow you to select individual maximum limits for body injuries per person for all people injured and excluded property damage
• With a single limit, there is no total limit per person, whereas the lump sum will be spread across all those injured and the property damaged

Learn More About Insurance Coverage at Welborn GMC Of Cartersville

No one wants to end up in a car accident, but if you do, you will be thankful that you have collision coverage and bodily injury liability coverage. Learn more about how you can receive comprehensive coverage with insurance companies to reduce medical expenses and lost wages by contacting us at Welborn GMC Of Cartersville today.